> For the complete documentation index, see [llms.txt](https://docs.rolly.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.rolly.io/terms-and-policies.md).

# Terms & Policies

Last updated: September 2026

#### 1. Introduction&#x20;

[rolly.io](http://rolly.io/) (hereinafter - “Website”) is the non-custodial betting platform powered by its own ZK-app chain (hereinafter - “Platform”) operated by Rolly (hereinafter referred to as “We, Us, Rolly”).

By accessing or using the Platform, including by connecting a digital wallet or other connection method, you agree to these Terms and Conditions. If you do not agree, you must not use the Platform. References to “you” and/or “your” are references to any person using, accessing, or attempting to use Platform.&#x20;

We reserve the right to change or amend Platform and these Terms and Conditions at our sole discretion without prior notification to You. All the changes to these Terms will become effective upon publication on the website. Hence, your continued use of the Platform implies your automatic acceptance of the modified Terms.&#x20;

If you do not agree to any changes to these Terms, you must refrain from using Platform immediately. We highly recommend you to frequently review these terms to ensure your understanding of the Terms that apply to your use of the service.

#### 2. Terms and Definitions&#x20;

2.1 Unless the context explicitly indicates otherwise, the following terms shall have the meanings set forth below:&#x20;

“Betting Services” -  the online sports betting services made available to Users through the Platform, including the placing, acceptance, and settlement of bets on Events and markets using Sport Content.

“Platform”  or “Service” – a collective work consisting of a set of information, texts, graphic elements, design, images, photo and video materials, software, and other results of intellectual activity, contained within the information system that ensures access to such content on the Internet.

“User” – a legally capable individual who voluntarily accepts the terms of this Agreement and uses the functionality of Platform.&#x20;

“Personal Account” / “Account” – a secure interface of the Platform that provides the User with access to their account, inventory information, balance, and activity history.&#x20;

“Digital asset” – means any digital or virtual representation of value or rights that can be transferred, stored, or traded electronically. This includes, without limitation, cryptocurrencies, virtual currencies, stablecoins, fungible tokens, and non-fungible tokens (NFT), as well as any similar forms of digital property that may exist now or be  developed in the future, whether or not recognized as money, currency, security, or property by any government or regulator.&#x20;

“Event” - any sporting fixture, competition, match, or occurrence on which a Bet may be placed through the Service.

“Sport Content” - any sports-related data, odds, statistics, live data, streaming, and other informational or trading content made available through the Service for the purpose of enabling sports betting.

“Sport Content Provider(s)” - any third-party provider engaged, directly or indirectly, by Rolly to supply Sport Content, sportsbook functionality, or related services made available through the Service.

“Updates” – the release of updates, enhancements, bug fixes, or new versions of Platform, which may be automatically installed by Rolly. The User that continues using the Platform accepts updates. Rolly is not liable for any loss of data, functionality, or service interruptions due to updates.&#x20;

#### 3. Beta Testing

3.1. You acknowledge and agree that the Service is currently provided in beta testing mode. By creating an account, accessing, or using the Service, you confirm that you understand and accept that the Service may be subject to testing, adjustments, limitations, interruptions, errors, changes, or temporary unavailability.

3.2. During the beta testing period, Rolly may modify, suspend, limit, cancel, reset, or adjust any features, games, mechanics, transactions, balances, rewards, winnings, payouts, or other parts of the Service where necessary for technical, operational, security, risk, compliance, fairness, or testing purposes.

3.3. As part of the beta testing period, certain bonus, reward, promotional, and engagement features may be made available, including but not limited to an on-chain drop for Luckio users, bonus claiming features, Rolly Points mechanics such as daily check-ins, challenge boosters, and social tasks, as well as platform bonuses and promotions such as rakeback, weekly bonuses, 3-Day Races with prize pools, and other promotions that may be introduced from time to time.

3.4. All such beta bonuses, rewards, points, promotions, drops, races, and related mechanics are provided for testing purposes and may be subject to separate rules, eligibility requirements, availability limits, changes, adjustments, cancellation, or discontinuation at Rolly discretion.

3.5. The beta testing period will continue until Rolly officially announces that the Service, or the relevant part of the Service, has been fully released.

3.6. Rolly may operate a tiered loyalty program, under which Users can accumulate points and advance through levels that may affect the availability, percentages, or conditions of bonuses, promotions, VIP status, and other features of the Service. Participation in the loyalty program is subject to separate rules, terms, and eligibility criteria, as published on the Platform from time to time, which may be introduced, modified, adjusted, or discontinued at Rolly's sole discretion.

#### 4. Restrictions&#x20;

4.1. You must be at least 18 years old, or the minimum legal age in your jurisdiction, whichever is greater. You assume full responsibility and all risks associated with this matter.&#x20;

4.2. You are not permitted to access or use Platform in any jurisdiction or country if it would be contrary to the law or regulation of that jurisdiction or if it would subject us to the laws of, or any registration requirement with, such jurisdiction. You acknowledge and confirm that you are not accessing the Platform from any jurisdiction where online gaming requires local licensing, registration, or specific state authorization that we currently do not possess. It is your sole responsibility to ensure compliance with your local regulations.

4.3. If you access or use the Platform from a prohibited or restricted territory, or otherwise in breach of applicable laws, you do so entirely at your own risk and responsibility. In such circumstances, the Rolly reserves the right to suspend or terminate your account, void participation, confiscate or reverse winnings where permitted, and retain or decline any refund of deposits, balances, fees, or other amounts.

4.4. Access to the Platform is strictly prohibited for any individuals and/or wallet holders who are citizens, residents, or otherwise subject to the jurisdiction of the United States of America. You represent that you are not (a) the subject of economic or trade sanctions administered or enforced by the United States of America or otherwise designated on any list of prohibited or restricted parties by any governmental authority or (b) a citizen, resident, or organized from the country or territory which is a subject of economic or trade sanctions enforced by the United States of America.&#x20;

4.4.a. In addition to the foregoing, access to the Betting Services is strictly prohibited for individuals who are citizens, residents, or physically located in: the Russian Federation, the Republic of Belarus, the Democratic People's Republic of Korea (North Korea), the Syrian Arab Republic, the Islamic Republic of Iran, and the temporarily occupied territories of Ukraine (collectively, together with any jurisdiction referred to in Clause 4.2).

Rolly may, at its sole discretion and upon internal determination (including where required by its technology or content providers), add further jurisdictions to the list of prohibited territories at any time, without prior notice. The updated list shall become effective upon publication on the Website. Accessing or attempting to access the Platform from a Prohibited Territory is a material breach of these Terms and may result in immediate suspension or termination of your Account without refund, in accordance with Clause 4.3.

4.5. We reserve the right to limit the availability of the Platform to any User, geographic area, or jurisdiction at any time and at our sole and absolute discretion, where there are reasonable grounds to do so.

4.6. By accessing or using the Platform, you acknowledge and accept full personal responsibility for compliance with all applicable laws, regulations, and restrictions in your jurisdiction. You must refrain from accessing or using the services where such access or use is prohibited, restricted, or otherwise unlawful. Ignorance of applicable law shall not exempt you from liability, and any uncertainty must be resolved by obtaining independent legal advice prior to use.

4.7. You must not use the Platform with funds derived from unlawful activity or with any assets that are stolen, fraud-related, sanctioned, or otherwise prohibited under applicable laws and compliance standards. Rolly reserves the right to periodically monitor, review, and assess transactions, wallet interactions, and account activity, including the source of funds used in connection with the Platform, for compliance, security, and risk management purposes. If Rolly reasonably determines that funds used on the Platform are prohibited, derived from unlawful sources, or connected to illicit activity, the Rolly may immediately suspend or permanently close the relevant account, restrict access to the Platform, void related activity where permitted, and decline any refund, withdrawal, or return of associated amounts, except where mandatory law expressly requires otherwise. Rolly  shall not be liable for any action taken in good faith under this clause, to the fullest extent permitted by applicable law.

4.8. Know Your Customer (KYC) for Betting Services

4.8.1. In order to access or use the Betting Services, Rolly reserves the right, at any time and at its sole discretion, to request identity verification and other KYC documentation from you, including a valid identification document, proof of address, source-of-funds information, and/or a selfie. Rolly may restrict, suspend, or decline to process wagers, winnings, or access to the Betting Services until your identity has been sufficiently verified.

4.8.2. You agree to provide such documentation without unreasonable delay upon request. Failure to provide requested KYC documentation within the timeframe specified by Rolly may result in restriction of your access to the Betting Services or closure of your Account.

4.8.3. You acknowledge and agree that your KYC documentation and related personal data may be shared with Rolly's sportsbook technology and Sport Content providers (including third-party providers of odds, risk management, and betting-related services) solely to the extent necessary for the provision of the Betting Services, regulatory compliance, and risk management purposes. Such disclosure shall not be considered a breach of confidentiality.

4.8.4. All information and documents received in connection with the Betting Services are treated as confidential and stored using reasonable security measures. Rolly makes no commitment regarding the accuracy, timeliness, or completeness of any verification process carried out by its sportsbook or Sport Content providers and shall not be liable for delays caused by such third parties.

#### 5. Non-custodial disclaimers

5.1 The Platform is a non-custodial betting platform providing full transparency and access to games powered by its own ZK-app chain.&#x20;

The Platform does not provide custodial services. At no point does the Platform:

1\. take custody of user funds;\
2\. control digital assets;\
3\. store, possess, or have access to private keys;\
4\. hold, safeguard, or maintain user balances on behalf of any user.

By accessing or using the Platform, you expressly acknowledge, understand, and agree that your funds are not deposited with, held by, or stored by the Platform at any time. Any funds used in connection with the Platform are held on-chain within the relevant smart contract infrastructure and may only be accessed, managed, or withdrawn through your own wallet and valid transaction authorization.

You further acknowledge and accept that all assets remain under your sole ownership and control through your wallet, subject to the rules and execution logic of the relevant smart contracts. The Platform cannot independently access such funds, recover wallet access, reverse blockchain transactions, or transfer assets outside the applicable smart contract rules.

You are solely responsible for:

* securing your wallet;
* managing and protecting your private keys, seed phrases, passwords, and access credentials;
* reviewing, authorizing, and approving all transactions;
* ensuring the accuracy of wallet addresses and transaction details;
* maintaining access to your wallet and associated assets.

Rolly shall bear no responsibility or liability for any loss of funds, unauthorized access, failed transactions, wallet compromise, user error, or inability to access assets resulting from your failure to maintain proper control of your wallet or credentials.

#### 6. Sports Betting Rules

6.1. The winner of an Event is determined based on the official result at the time of the Event's settlement. Rolly does not recognize protested, appealed, or subsequently overturned decisions for wagering purposes, except as provided in Clause 6.3.

6.2. Where a bet or the odds applicable to it were calculated incorrectly, whether due to human error, system error, or an error originating from the results/data source used by Rolly or its Sport Content Provider, Rolly reserves the right to correct, void, or recalculate the affected bet and any resulting winnings.

6.3. If an official result is overturned by the relevant governing body of the applicable competition within the payout period, the affected bets will be voided and stakes refunded, unless applicable law requires otherwise.

6.4. Where a market offers a draw option and a draw occurs, stakes placed on either team to win will be lost. Where no draw option is offered, all stakes on that market will be refunded in the event of a draw, and where extra time is played as part of the competition format, the extra-time result will determine the outcome.

6.5. Minimum and maximum wager amounts for any Event or market are determined by Rolly and may be changed, or applied differently to individual Accounts, at any time without prior notice.

6.6. You are solely responsible for your own Account transactions. Once a transaction is completed, it cannot be changed. Rolly does not accept responsibility for missing or duplicate wagers made by you and will not entertain discrepancy requests because a play is missing or duplicated. You may review your transactions in your Account after each session to ensure all requested wagers are accepted.&#x20;

6.7. A matchup will have action as long as the two teams are correct, regardless of the League header in which it is placed on our Website.&#x20;

6.8. Displayed start dates and times for Events are indicative only and are not guaranteed to be accurate. If an Event is suspended or postponed and is not resumed within a reasonable period from its originally scheduled start, the relevant bets will have no action and will be refunded, except for outright/tournament-progression markets, which remain valid regardless of individual match suspension or postponement.

6.9. Bet settlement is based on the statistics of the official scoring provider or official competition website. If such statistics are unavailable or are reasonably believed to be incorrect, Rolly will await the official result before settling the relevant market. Rolly reserves the right to recalculate any bet whose result is later corrected or was incorrectly settled.

6.10. If an Event is listed with an incorrect date, wagers remain valid based on the date officially announced by the Event's governing body.

6.11. The use of substitute or stand-in participants by a team or competitor does not affect the validity of a bet's settlement.

6.12. Rolly reserves the right to remove, suspend, or restrict any Event, market, or sports product from the Platform at its sole discretion, including where required by a Sport Content Provider.

6.13. Bets voided or cancelled by the relevant Sport Content Provider, and bets in respect of which the cash-out function was used, will not be counted toward wagering requirements, bonus progress, or any promotional mechanics.

6.14. Rolly reserves the right to void, suspend, or withhold payment of any bet where there are reasonable grounds to suspect match-fixing, insider information, collusion, or other conduct affecting the integrity of the relevant Event or market, pending investigation.&#x20;

6.15. Rolly does not guarantee or warrant the detection or prevention of match-fixing, insider betting, collusion, or any other conduct affecting the integrity of an event or market. The exercise or non-exercise of Rolly's rights under Clause 6.14 shall not be construed as a representation that all such conduct has been or will be identified, and reliance on this Section creates no warranty to that effect.

6.16. Where Rolly determines, whether before or after a bet has been settled and winnings paid, that the relevant bet was placed in connection with match-fixing, insider information, collusion, or other conduct affecting the integrity of the event or market, Rolly reserves the right to retroactively void the bet, reverse the associated winnings, and recover any amounts already paid out, including by deducting such amounts from the User's Account balance or any future winnings.

6.17. Any complaint or dispute regarding the settlement of a sports bet must be submitted to Rolly's support team within a reasonable period following the relevant Event's settlement, as further specified on the Sports Betting Rules page.

6.18. Nothing in this Section limits your rights under Clause 9 (Responsible Gaming Disclaimers), including your right to request self-exclusion or wagering limits at any time.

6.19.  A detailed explanation of these sports betting rules, including event-specific and market-specific settlement conditions, is available on a separate page: [SPORTS BETTING RULES.](/terms-and-policies/sports-betting-t-and-c.md)

#### 7. Deposit and Withdrawal of funds

7.1. You are solely responsible for providing correct transaction details. The Platform is not liable for lost funds resulting from incorrect addresses, wrong blockchain networks, or destination wallets failing to support specific coins or smart contracts. We do not guarantee the successful processing of withdrawals or refunds if you violate any of our Terms and Conditions.

7.2. All payments, deposits, withdrawals, and related transactions may be processed through third-party payment service providers. Rolly is not responsible for any delays, failures, errors, restrictions, fees, losses, or other issues caused by such third-party providers, including any breach, malfunction, or non-performance on their part.

7.3. In exceptional cases, where unusual activity, irregular gameplay patterns, technical inconsistencies, or other circumstances requiring additional review are identified, Rolly reserves the right to apply a maximum win limit of $100,000.

7.4. In certain cases, withdrawal requests may be subject to additional internal checks before being processed.

#### 8. Anti-Abuse and Fair Use Policy

8.1. Creating, operating, or controlling multiple accounts for the purpose of collusion, fraud, bonus abuse, circumvention of restrictions, unfair advantage, Service abuse, or any other form of manipulation of the Service is strictly prohibited.

8.2. You agree not to use, access, or attempt to use any third-party software, automated tools, bots, scripts, exploits, emulators, abuse mechanisms, or any other technical means intended to interfere with, manipulate, automate, or gain an unfair advantage in any part of Rolly or its Services.

8.3. Violation of this clause may result in restriction, suspension, or closure of your account, cancellation or withholding of winnings, forfeiture of any funds remaining on your account balance, reversal of affected transactions, and/or any other measures Rolly considers necessary to protect the integrity of the Service.

8.4. You must not participate in, facilitate, or benefit from match-fixing, insider betting (i.e., placing bets based on non-public information about an event's participants, officials, or organizers), or collusion with other Users or third parties to gain an unfair betting advantage. Any breach of this Clause is a material breach of these Terms and may result in immediate suspension or termination of your Account, forfeiture of any funds or winnings connected to the relevant conduct, and reporting to the relevant sports governing bodies, regulators, or law enforcement authorities, without prejudice to any other rights or remedies available to Rolly, including those under Clauses 6.14, 6.15, 6.16.

#### 9. Responsible Gaming Disclaimers

9.1. Participation in blockchain-based gaming involves inherent financial risk. The Platform does not guarantee any winnings or profits, and you may lose some or all of the funds used for gameplay. You should not engage in gambling with funds you cannot afford to lose.

9.2. You are solely responsible for managing your gaming activity and behavior.&#x20;

Rolly does not actively monitor, restrict, or limit your usage beyond the functionality of its smart contracts.

9.3. If you believe you may have a gambling problem, you are strongly encouraged to seek professional advice or support from appropriate organizations.  If you wish to limit or restrict your access to certain games or gaming activity, you may contact Rolly’s support team for assistance.

#### 10. Intellectual Property

10.1. All content, trademarks, logos, designs, text, graphics, interfaces, code, and other materials displayed on or made available through the Platform (collectively, the “Content”) are the exclusive property of Rolly or its licensors and are protected by applicable intellectual property laws. Subject to your compliance with these Terms, the Platform grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Content solely for personal, non-commercial purposes.

You may not, without prior written consent:

* copy, reproduce, distribute, republish, download, display, post, or transmit any Content;
* modify, adapt, translate, reverse engineer, or create derivative works;
* use any trademarks, logos, or brand elements in a manner that may cause confusion or imply endorsement;
* exploit the Content for commercial purposes.

10.1.a. Certain functionality made available through the Platform, including the sportsbook interface, odds, risk management, and related Sport Content, is licensed to Rolly by a third-party technology provider and remains the exclusive property of such provider and its licensors. References to “Content” and the restrictions set out in this Clause 10 apply equally to such third-party licensed technology and content. You are strictly prohibited from copying, decompiling, reverse engineering, disassembling, or attempting to derive the source code of the sportsbook technology or any part thereof.

10.2. Any unauthorized use of the Content may result in termination of your access to the Platform and may violate applicable laws.

#### 11. Limitation of Liability

11.1 The Platform is provided on an “as is” and “as available” basis, without any representations or warranties of any kind, whether express, implied, or statutory.

11.2. The Rolly does not warrant that:

* the Platform will be uninterrupted, timely, secure, or error-free;
* any defects, bugs or errors will be corrected;
* the Platform or underlying smart contracts are free from bugs, vulnerabilities, or exploits.

11.3. You fully understand and accept all risks, including:

* smart contract vulnerabilities;
* bugs or exploits;
* loss of funds;
* blockchain failures;
* network congestion;
* oracle or randomness failures;
* regulatory uncertainty.

11.4. To the fullest extent permitted by applicable law, Rolly, and its affiliates, contributors, and service providers shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages.

11.5. This includes, but is not limited to:

* loss of profits, revenue, or business opportunities;
* loss of data or digital assets;
* smart contract vulnerabilities, exploits, or failures;
* blockchain network issues, congestion, or failures;
* unauthorized access, hacking, or security breaches.

11.6. The sportsbook functionality, odds, Sport Content, and any other part of the Service provided through third-party technology or content providers are made available “as is”,  without any warranties as to their accuracy, availability, or continuity. To the fullest extent permitted by applicable law, Rolly shall have no liability whatsoever for any downtime, error, interruption, or discontinuation of such third-party-provided functionality, regardless of the cause. Rolly reserves the right to modify, restrict, suspend, or replace any such functionality or its provider at any time, without notice or liability to you.

#### 12. Indemnification

12.1. You agree to indemnify, defend, and hold harmless Rolly and its affiliates, directors, officers, contributors, employees, and partners from and against any and all claims, demands, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to:

* your use or misuse of the Platform;
* your violation of these Terms;
* your breach of any applicable law or regulation;
* your infringement of any third-party rights.

12.2. Rolly reserves the right to assume exclusive defense and control of any matter subject to indemnification, at your expense, and you agree to cooperate with such defense.

#### 13. Governing Law and Dispute Resolution

13.1 These Terms shall be governed by and construed in accordance with the laws of Costa Rica, without regard to conflict of law provisions. Any dispute, controversy, or claim arising out of or in connection with these Terms or the use of the Platform shall be resolved through final and binding arbitration in Costa Rica. Arbitration shall be conducted by a neutral arbitrator, take place in the English language, be governed by the arbitration laws and rules of Costa Rica, and be conducted remotely or in a location designated by Rolly within Costa Rica. Rolly reserves the exclusive right to designate the specific Costa Rican arbitration institution and the applicable rules. The arbitration decision shall be final and binding on both parties. You waive the right to participate in class actions, class arbitrations, or any form of representative proceedings.

#### 14. Termination

14.1. You may discontinue use of the Platform at any time, provided that you have no outstanding or unfulfilled obligations to the Rolly.

14.2. Rolly reserves the right, at its sole discretion, to suspend, restrict, or terminate your access to the Platform at any time, with or without notice, for any reason, including but not limited to suspected violations of these Terms. Termination does not affect your obligations accrued prior to termination, including any provisions that by their nature should survive termination.

14.3. Rolly reserves the right to suspend or terminate any Account at its sole discretion, without prior notice and without any obligation to refund funds. Notwithstanding the foregoing, any contractual obligations that have already accrued shall be duly honored.

#### 15. General Provisions

15.1. For the purposes of these Terms, any balance displayed in your Rolly account may be denominated in USD or another fiat currency supported by Rolly. The balance shown in your account shall correspond to the amount displayed in the applicable fiat currency.

15.2. These Terms constitute the entire agreement between you and Rolly regarding its use and supersede any prior agreements or understandings.

15.3. If any provision of these Terms is found to be invalid or unenforceable, such provision shall be modified to the minimum extent necessary or severed, and the remaining provisions shall remain in full force and effect.

15.4. Failure by the Platform to enforce any right or provision shall not constitute a waiver of such right or provision.

15.5. You may not assign or transfer your rights or obligations under these Terms without prior written consent of the Platform. The Platform may assign its rights without restriction.

15.6. Rolly shall not be liable for any failure or delay in performance due to circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, or failures of internet or blockchain infrastructure.